INFORMATION

So what sort of Loans are you looking for
and as important where do you want to live?


Are you a personal banker, quantitative analyst,  sales executive, or wherever your work experience and objectives are, finding a good employer, a nice environment to work and live is critical to everyone’s happiness and wellbeing.

Have you already looked at all sorts of Loans and finance?

Where will you live, what about work permits and visas, inside our site you will find lots of information and links that will answer all your questions.

Before we get started let’s look at Bellevue first. Bellevue is a rapidly growing city in King County, Washington, United States, located on the east side of Lake Washington with view of Seattle.

Long known as a suburb or satellite city of Seattle, it is now categorized as an edge city or a boomburb. The population was 109,569 at the 2000 census, but by 2008 had grown to an estimated 123,771. Founded in 1869 by William Meydenbauerand was officially incorporated on March 21, 1953.

Prior to the opening of the Lake Washington Floating Bridge in 1940, Bellevue was a rural area with little development. Once the bridge opened, access from Seattle improved, and the area gradually grew into a bedroom community.

Now the 4th largest city in the State, Bellevue claims several distinctive neighborhoods: Downtown Bellevue, Factoria, Crossroads, and Eastgate , Newcastle, Richards Valley, Evergreen Highlands and Newport Hills.Bellevue, WA location

Downtown Bellevue is undergoing rapid change. It is currently the second largest city center in Washington state with over 35,000 employees and 5,000 residents.

Based on per capita income, Bellevue is the 15th wealthiest of 522 communities in the state of Washington. Bellevue was recently named number 1 in CNNMoney's list of the best places to live and launch businesses.

The city's name is derived from a French term for "beautiful view". Under favorable weather conditions, scenic vistas of the Olympic Mountains and Cascade Mountains can be viewed from hilltops within the incorporated city.

Communities within Bellevue include Bridle Trails, Crossroads, Eastgate/Cougar Mountain, Factoria, Newport, Northeast Bellevue, Northwest Bellevue, Sammamish/East Bellevue, Somerset, West Bellevue, West Lake Hills, Wilburton, and Woodridge. Bellevue downtown

With its immediate proximity to Redmond, home of Microsoft, and direct highway access to Seattle via Interstate 90 and State Route 520, Bellevue is now home to the headquarters of many small and large businesses, many of which are technology companies that started in the 1990s.

The city has numerous thriving commercial districts, including three major shopping centers aside from Bellevue Square: Factoria Mall to the South, Crossroads Mall to the East, and the Overlake Shopping District in the North. [Next]

 

And what about that Credit card?

A problem called 'Credit Card Debt'

Credit cards are no more a luxury, they are almost a necessity. So, you would imagine a lot of people going for credit cards. In fact, a lot of people posses more than one credit cards. So, the credit card industry is growing by leaps and bounds. However, the credit card industry and credit card holders are posed with a big problem called ‘Credit Card Debt’. In order to understand what ‘credit card debt’ actually means, we need to understand the workflow associated with the use of credit cards as such.

Credit cards, as the name suggests, are cards on which you can get credit i.e. make borrowings (your credit card debt). Your credit card is a representative of the credit account that you hold with the credit card supplier. Whatever payments you make using your credit card are actually your borrowings that contribute towards your credit card debt. Your total credit card debt is the total amount you owe credit card supplier. You must settle your credit card debt on a monthly basis. So, you receive a monthly statement or your credit card bill which shows your total credit card debt. You must pay off your credit card debt by the payment due date failing which you will incur late fee and interest charges.

However, you have the option of making a partial (minimum) payment too, in which case you don’t incur late fee but just the interest charges on your credit card debt. If you don’t pay off your credit card debt in full, the interest charges too get added to it. So your credit card debt keeps on increasing, more so because the interest rates on credit card debt are generally higher than the interest rates on other kind of loans/borrowings. Further, the interest charges add on to your credit card debt each month to form the new balance or the new credit card debt amount. If you continue making partial payments (or no payments) the interest charges are calculated afresh on the new credit card debt. So you end up paying interest on the last month’s interest too. Thus your credit card debt accumulates rapidly and soon you find that what was once a relatively small credit card debt has ballooned into a big amount which you find almost impossible to pay.

Moreover, if you don’t still control your spending habits, your credit card debt rises even faster. This is how the vicious circle of credit card debt works.


 
 

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